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Roth Jorstad Insurance Agency LLC

"Your Hometown Agency"

About Us

Established in 1934, Roth Jorstad Insurance Agency LLC proudly serves Morris, IL as a 4th generation family business. We specialize in personalized insurance solutions, offering home, auto, life, business, farm insurance, and more. As your local insurance specialists, we are eager to partner with communities across Grundy, LaSalle, and Kendall counties to provide an exceptional insurance experience. We warmly invite you to visit us and learn about the benefits of umbrella insurance today.

Areas Served

Our Professional Associations

Chamber of Commerce

What We Offer

Our Specialties include:

Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Farm Insurance
Commercial Insurance

Our Services include:

Auto Insurance – Auto insurance provides financial protection against accidents, theft, and damage involving your vehicle. Coverage typically includes liability for bodily injury and property damage, collision and comprehensive protection, and uninsured/underinsured motorist coverage. Whether you're driving a car, truck, or SUV, auto insurance ensures you're covered on the road and compliant with state laws.
Home Insurance – Home insurance safeguards your property and personal belongings against risks such as fire, theft, vandalism, and natural disasters. It also provides liability coverage in case someone is injured on your property. Whether you own a house or a condo, this coverage helps protect your investment and offers peace of mind.
Renters Insurance – Renters insurance is designed for tenants and covers personal property within a rented home or apartment. It also includes liability protection and may cover additional living expenses if your rental becomes uninhabitable due to a covered event. It’s an affordable way to protect your belongings and financial well-being.
Medical Insurance – Medical insurance helps cover the cost of healthcare services, including doctor visits, hospital stays, prescription medications, and preventive care. Plans vary in coverage levels and provider networks, but all aim to reduce out-of-pocket expenses and ensure access to necessary medical treatment.
Disability Insurance – Disability insurance provides income replacement if you’re unable to work due to illness or injury. Short-term and long-term policies are available, helping you maintain financial stability while recovering. This coverage is essential for protecting your livelihood and supporting your family during unexpected health challenges.
Umbrella Insurance – Umbrella insurance offers additional liability coverage beyond the limits of your standard policies, such as auto or home insurance. It protects you from major claims and lawsuits, covering legal fees, medical expenses, and damages. This extra layer of protection is ideal for individuals with significant assets or higher risk exposure.
Boat, Motorcycle, and RV Insurance – Specialized insurance for recreational vehicles like boats, motorcycles, and RVs provides coverage for physical damage, liability, theft, and more. These policies are tailored to the unique risks associated with each type of vehicle, ensuring you’re protected whether you're on the water, the road, or at a campsite.
Workers' Compensation Insurance – Workers' compensation insurance is required for most businesses and covers medical expenses and lost wages for employees injured on the job. It also protects employers from legal liability. This coverage is essential for maintaining a safe workplace and complying with state regulations.
Professional Liability Insurance – Also known as errors and omissions insurance, professional liability insurance protects businesses and professionals against claims of negligence, mistakes, or failure to deliver services as promised. It’s especially important for consultants, contractors, and service providers who offer expert advice or specialized services.
Crop Insurance – Crop insurance helps farmers manage the financial risks associated with crop loss due to natural disasters, pests, or market fluctuations. It provides compensation for lost income and helps ensure agricultural stability. This coverage is vital for protecting livelihoods in the farming industry.
Hail Insurance – Hail insurance offers targeted protection against damage caused by hailstorms, particularly for crops, vehicles, and property in hail-prone regions. It helps cover repair or replacement costs and minimizes financial impact from severe weather events.
Bonding – Bonding, or surety bonds, guarantees the performance and obligations of individuals or businesses in contractual agreements. Common in construction and service industries, bonding provides assurance to clients that work will be completed as agreed, and financial compensation will be available in case of default.

Our Brands include:

Auto-Owners Insurance
Allied Insurance
Nationwide Mutual Insurance Company
Badger Mutual Insurance Company
National General Insurance
Blue Cross Blue Shield
Bradford Victor Adams Mutual Insurance Company
Central Illinois Mutual Insurance Company
Great American Insurance Company
Grinnell Mutual
Kingston Mutual Insurance
RLI Corp.
Rockford Mutual Insurance Company
Kemper
CNA Financial

Testimonials

On 2/26/2022 Kevin N. had this to say:
Your hometown insurance agency. Deb and her team do great work. Whether it is personal or business insurance or even farm and crop insurance, you are going to get great service from Roth Jorstad Insurance.

Contact Us

Roth Jorstad Insurance Agency LLC
322 Liberty St Morris, IL 60450
Phone: (815) 942-4900
Email: dbaker@insrj.com

Located at the corner of Liberty and Jefferson

Where To Find Us

Payment Types Accepted

Personal Checks

Our Hours

Monday: 8:30 AM - 4:30 PM
Tuesday: 8:30 AM - 4:30 PM
Wednesday: 8:30 AM - 4:30 PM
Thursday: 8:30 AM - 4:30 PM
Friday: 8:30 AM - 4:30 PM

News

📋 Now Hiring – Office Assistant
Roth Jorstad Insurance Agency LLC
Roth Jorstad Insurance Agency LLC is seeking a friendly, reliable individual to join our office team. No prior insurance experience is required — we’re happy to train the right person!
Position Details:

Minimum 3 days per week, with the potential to grow into full‑time
Office-based role with customer interaction

What We’re Looking For:
✅ Basic computer skills
✅ Comfortable answering phones
✅ Friendly and professional with the public
✅ Dependable and organized
This is a great opportunity for someone looking to enter a professional office environment with room to grow.
📧 To apply: Please send your resume to dbaker@insrj.com

As the leaves begin to fall, ensure your insurance coverage stands strong with Roth Jorstad Insurance Agency LLC in Morris, IL. Let us help you prepare for the changing seasons. Contact us today to review your policies!

Enjoy the sunshine knowing your assets are protected with Roth Jorstad Insurance Agency LLC in Morris, IL. Our comprehensive insurance options keep you covered all summer long. Reach out to us now for peace of mind!

Protect your summer adventures with Roth Jorstad Insurance Agency LLC in Morris, IL! Whether you're hitting the road or enjoying time at home, we have the coverage you need. Contact us today to ensure a worry-free summer!

FAQ

What types of insurance does Roth Jorstad Insurance Agency offer?

We offer a wide range of coverage including home, auto, life, business, farm, renters, and umbrella insurance.

Do you offer bundled insurance discounts?

Yes! Bundling your home and auto insurance—or other policies—can often lead to significant savings. Ask us about available bundle options.

What should I do if I need to file a claim?

If you need to file a claim, contact us directly and we’ll guide you through the process. We’re here to help make it as smooth and stress-free as possible.

What is umbrella insurance and do I need it?

Umbrella insurance provides additional liability coverage beyond your home or auto policy, helping protect your assets from larger claims or lawsuits.

Do you offer personalized insurance plans?

Yes, we specialize in customized insurance solutions tailored to your specific needs and lifestyle.

What does auto insurance typically cover?

Auto insurance usually includes liability, collision, comprehensive coverage, and protection against uninsured drivers.

Can you help with insurance for farms or agricultural needs?

Absolutely. We provide farm and crop insurance to protect equipment, livestock, and agricultural operations.

Do you offer insurance for small businesses?

Yes, we offer business insurance, including liability, property coverage, workers’ compensation, and more.

What is renters insurance and why is it important?

Renters insurance protects your personal belongings and provides liability coverage if something happens in your rental property.

How often should I review my insurance policies?

It’s recommended to review your policies annually or after major life changes to ensure you have the right coverage.